Free Car Accident Settlement Calculator | Estimate Your Claim

How much is your car accident claim worth?

Enter your medical bills, lost income, vehicle damage and injury details. See an estimated settlement range in seconds. Free, private, and nothing you enter is stored.

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Car accident settlement calculator

Use your best estimates. Leave a box blank if it doesn’t apply.

Your costs
Your injury
Crash details

What affects a car accident settlement

Adjusters look at what you lost, how badly you were hurt, who was at fault and how well it is documented.

Medical records

Prompt treatment and consistent follow-up make an injury believable. Gaps in care give insurers a reason to offer less.

Fault and state law

Most states reduce your payout by your share of blame. A few bar recovery if you are more than 50% or any amount at fault.

Insurance limits

The at-fault driver’s policy often caps what can be paid. Your own underinsured motorist coverage may help cover the gap.

Common questions

How accurate is this car accident calculator?

It gives a rough range using common methods. Real settlements depend on state law, policy limits, evidence and negotiation. Use it as a starting point, not a promise.

Should I accept the first offer from the insurance company?

First offers are often low and may not include future treatment. Speak with a lawyer before signing a release, because it usually ends your right to ask for more.

How long do car accident settlements take?

Simple claims can settle in a few months. Cases with serious injuries or disputed fault often take a year or longer, because treatment should be mostly complete before settling.

How long do I have to file a claim?

Each state sets a deadline called a statute of limitations, commonly two to three years. Some claims, such as those against government vehicles, have much shorter windows.

Is my information saved?

No. The calculation runs in your browser and nothing is stored or sent.

Talk to a car accident lawyer today

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Disclaimer: This calculator provides general, educational estimates only. It is not legal advice, does not create an attorney-client relationship, and does not guarantee any outcome. Settlement values vary widely by state, facts and insurance coverage. Consult a licensed attorney about your situation.